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Liability — Broadly, any legally enforceable obligation. The premium is much higher than standard auto coverage due to the additional risks. Policyholder — The person or entity listed on the policy declarations page. While it applies to losses over the dollar amount in the underlying policy, terms of coverage are sometimes broader than in the basic policy. Nonstandard Auto High-Risk Auto or Substandard Auto — Insurance for motorists who have poor driving records or have been canceled or refused insurance. Such attorneys might be solo practitioners or work as part of a law firm. Co-payments are not usually specified by percentages. Homeowners Insurance — Protects homeowners from losses to their homes, personal property, and some types of damage or injury to others for which the homeowner is liable. For example, fire damage or a cracked windshield would be covered under the comprehensive section. Pays the cost of treatment, rehabilitation and sometimes lost wages and funeral expenses due to an accident Automobile Liability Insurance — Coverage if an insured is legally liable for bodily injury or property damage caused by a vehicle that the individual owns or operates. While it applies to losses over the dollar amount in the underlying policy, terms of coverage free slots machine online casino onine sometimes broader than in the basic policy. For example, fire damage or a cracked windshield casino games online kostenlos ohne anmeldung bonus online casino be covered under the comprehensive section. Schedules can list specific benefits, assets, charges, credits and best online free slots spiele gratis online ohne anmeldung features that are unique to the policy, casino online de book of ra free as Earthquake casino slots for free online nova spielautomaten kostenlos spielen. Policy Change — Any change made to an insurance policy during the period that the policy is in force. Exclusions — Items or conditions that are not covered by the general insurance contract. Auto Theft — Theft of an auto online casino poker automaten spielen online a type of loss covered under comprehensive coverage.

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Bodily Injury Liability Coverage — Pays damages for bodily injury or death resulting from an accident for which the insured is at fault; also pays for a legal defense according to the limits and conditions of the policy. General Liability Insurance — Insurance designed to protect business owners and operators from a wide variety of liability exposures. Waiver of Premium — A provision in some insurance contracts that enables an insurance company to waive the collection of premiums while keeping the policy in force if the policyholder becomes unable to work because of an accident or injury. Public adjusters work for the insured in the settlement of claims and receive a percentage of the claim as their fee. Draw the Line II.

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